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Non-sexy Real state Topic: Insurance

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 There are many steps in the process of preparing to buy or sell real estate. We can meet up to talk about these at another time. Part of this process does include insurance. I know, I just lost many of you. No one likes to talk insurance, but it is a very important part of home or property ownership.  Section ten of your contract to purchase refers to the Insurability of the propery. This is actually one of the areas tht the Buyer can terminate the contract. Why? Let's Explore. There is a date  in the contract that is called Property Insrance Termination Deadline. This is based on any unsatisfactory provision of the availability, tems and conditions and premium for property insurance. This is the Buyer's sole subjective opinion.  So often, Buyers breeze past this deadline thinking they can adress this at a later date. Big mistake. As your Realtor, I will insist that you research this and get terms in place. There have been so many changes that obtaining insurance i...
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Current Northern Colorado Market Trends and Impact

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Market Update & Insights Northern Colorado (Especially Weld County & Greeley, CO) October 2025      Many factors come together to create the answer to the question of how is the real estate market in northern Colorado. Here are a few things to think about. If you want to discuss specific areas or topics, I am ready to help out with more details. Here are some interesting facts...      Weld County continues to experience strong population growth. Between July 2023 and July 2024, it added approximately 9,529 new residents (about 2.6 % growth), the highest among Colorado counties.       Employment in Weld County rose by about 2.6 % year-over-year in Q1 2025.  The unemployment rate stood at around 4.0% in August 2025, down about 0.9 percentage points from a year prior. Median household income has risen meaningfully: since 2010, it increased ~19.4% in Weld County.       In September 2025 the median sale p...
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Strategic Basecamp

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  The Strategic Basecamp: Balancing Investment and Lifestyle in Northern Colorado In the world of real estate, we often talk about "return on investment" (ROI) as if it’s purely a numbers game. But if living in Northern Colorado has taught us anything, it’s that the true value of a home is found in the balance between a sound financial asset and a space that fuels your lifestyle. In 2026, the definition of a "home" has evolved. It is no longer just a place where you sleep; it is your Strategic Basecamp. The Backyard Revolution: Living Beyond the Four Walls For those of us living along the Front Range, our square footage doesn’t stop at the back door. We are seeing a massive shift in how homeowners view their property lines. Today’s buyers aren’t just looking for a "yard"—they are looking for essential living spaces that happen to be outside. The data supports this shift. A well-designed deck remains a staple, often yielding a 45–55% return on investment , ...
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